Federal records document 78 natural disaster events in the Cold Spring, MN area (ZIP 56320). These include 70 hailstorms, 5 tornadoes, and 2 extreme cold events. Total documented property damage amounts to $35.7M. These events have resulted in 2 recorded deaths and 4 injuries.
The dominant hazard type for Cold Spring is hailstorms, with 70 recorded events making up 90% of the area's disaster history. Of these, 2 (3%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for hail-related events here is 5/5 (extreme). Hail-related events have caused a combined $35.6M in documented property damage. The most recent recorded hailstorm occurred on Jul 18, 2025.
Cold Spring has experienced 5 tornadoes on record. Tornado-related events have caused a combined $52.5K in documented property damage. The most recent recorded tornado occurred on Jul 11, 2016.
Cold Spring has experienced 2 extreme cold events on record. Cold-related events have caused a combined $20K in documented property damage. 1 fatality has been attributed to extreme cold events in this area. The most recent recorded extreme cold event occurred on Jan 9, 2014.
Cold Spring has experienced 1 blizzard on record. 1 fatality has been attributed to blizzards in this area. The most recent recorded blizzard occurred on Dec 10, 2010.
The most significant disaster event on record for Cold Spring was 1.8" Hail on Sep 21, 2005, which caused $25M in property damage. Another major event was 2" Hail (Aug 24, 2006), causing $10M in damages. 4.2" Hail on Jul 17, 2010 also caused significant damage ($600K).
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Based on federal and state records, ZIP code 56320 has experienced 78 natural disaster events. The hazard types affecting this area include hailstorms (70 events), tornadoes (5 events), extreme cold events (2 events), and blizzard (1 event). The primary hazard is hailstorms, which account for 90% of all recorded events.
Hailstorms are the most frequently recorded hazard in Cold Spring, MN, with 70 events documented. These events have caused a combined $35.6M in property damage.
Cold Spring has 5 recorded tornado events in the historical record. Total property damage from tornadoes in this area is $52.5K. The most recent tornado was recorded on Jul 11, 2016.
The most damaging natural disaster on record for ZIP code 56320 was 1.8" Hail, which occurred on Sep 21, 2005. This event caused $25M in documented property damage. It was rated at severity level 2/5.
Natural disasters have caused a documented total of $35.7M in property damage in the Cold Spring, MN area (ZIP 56320). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →