ZIP code 58103, covering Fargo, ND, has 139 natural disaster events in the historical record. These include 86 hailstorms, 21 severe wind events, and 17 floods. Total documented property damage amounts to $173.4M. These events have resulted in 1 recorded death and 8 injuries.
With 86 recorded incidents (62% of all events), hailstorms are the leading natural hazard for this ZIP code. Of these, 3 (3%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for hail-related events here is 5/5 (extreme). Hail-related events have caused a combined $40.1M in documented property damage. The most recent recorded hailstorm occurred on Jun 16, 2025.
There have been 21 recorded severe wind events in this area, representing 15% of all disaster events. Wind-related events have caused a combined $82.3M in documented property damage. The most recent recorded severe wind event occurred on Sep 2, 2019.
There have been 17 recorded floods in this area, representing 12% of all disaster events. Of these, 11 (65%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $40.3M in documented property damage. The most recent recorded flood occurred on Apr 20, 2023.
Fargo has experienced 8 tornadoes on record. Of these, 3 (38%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for tornado-related events here is 5/5 (extreme). Tornado-related events have caused a combined $2.4M in documented property damage. The most recent recorded tornado occurred on May 30, 2011.
Fargo has experienced 5 blizzards on record. Of these, 4 (80%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $8.4M in documented property damage. The most recent recorded blizzard occurred on Nov 27, 2005.
Fargo has experienced 2 extreme cold events on record. Cold-related events have caused a combined $21K in documented property damage. 1 fatality has been attributed to extreme cold events in this area. The most recent recorded extreme cold event occurred on Dec 3, 2007.
The most significant disaster event on record for Fargo was 91 mph Thunderstorm Wind on Jul 4, 1999, which caused $80M in property damage. Another major event was 3.5" Hail (Sep 21, 2007), causing $30M in damages. Flood on Apr 16, 1997 also caused significant damage ($25M).
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Based on federal and state records, ZIP code 58103 has experienced 139 natural disaster events. The hazard types affecting this area include hailstorms (86 events), severe wind events (21 events), floods (17 events), tornadoes (8 events), blizzards (5 events), and extreme cold events (2 events). The primary hazard is hailstorms, which account for 62% of all recorded events.
Hailstorms are the most frequently recorded hazard in Fargo, ND, with 86 events documented. These events have caused a combined $40.1M in property damage.
Yes, Fargo (ZIP 58103) has 17 recorded flood events. These floods have caused $40.3M in total property damage. The most recent flood on record occurred on Apr 20, 2023.
Fargo has 8 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 5/5 on the normalized scale. Total property damage from tornadoes in this area is $2.4M. The most recent tornado was recorded on May 30, 2011.
The most damaging natural disaster on record for ZIP code 58103 was 91 mph Thunderstorm Wind, which occurred on Jul 4, 1999. This event caused $80M in documented property damage. It was rated at severity level 2/5.
Natural disasters have caused a documented total of $173.4M in property damage in the Fargo, ND area (ZIP 58103). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →