Elgin, IL (ZIP 60123) has experienced 92 recorded natural disaster events based on federal and state agency records. These include 64 hailstorms, 10 severe wind events, and 9 floods. Total documented property damage amounts to $37.9M. These events have resulted in 5 recorded deaths and 10 injuries.
With 64 recorded incidents (70% of all events), hailstorms are the leading natural hazard for this ZIP code. The most recent recorded hailstorm occurred on Feb 27, 2024.
Elgin has experienced 10 severe wind events on record. Wind-related events have caused a combined $20K in documented property damage. The most recent recorded severe wind event occurred on Mar 14, 2025.
Elgin has experienced 9 floods on record. Of these, 8 (89%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $37.3M in documented property damage. 1 fatality has been attributed to floods in this area. The most recent recorded flood occurred on Apr 18, 2013.
Elgin has experienced 4 tornadoes on record. Tornado-related events have caused a combined $300K in documented property damage. The most recent recorded tornado occurred on Jul 12, 2023.
Elgin has experienced 2 blizzards on record. Of these, 2 (100%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $250K in documented property damage. 1 fatality has been attributed to blizzards in this area. The most recent recorded blizzard occurred on Jan 24, 2018.
Elgin has experienced 2 extreme cold events on record. 2 fatalities have been attributed to extreme cold events in this area. The most recent recorded extreme cold event occurred on Feb 3, 2007.
The most significant disaster event on record for Elgin was Flash Flood on Jul 23, 2011, which caused $20M in property damage. Another major event was Flash Flood (Apr 18, 2013), causing $6.5M in damages. Flash Flood on Jul 24, 2010 also caused significant damage ($5.6M).
Explore disaster history for adjacent areas
Based on federal and state records, ZIP code 60123 has experienced 92 natural disaster events. The hazard types affecting this area include hailstorms (64 events), severe wind events (10 events), floods (9 events), tornadoes (4 events), blizzards (2 events), extreme cold events (2 events), and extreme heat event (1 event). The primary hazard is hailstorms, which account for 70% of all recorded events.
Hailstorms are the most frequently recorded hazard in Elgin, IL, with 64 events documented.
Yes, Elgin (ZIP 60123) has 9 recorded flood events. These floods have caused $37.3M in total property damage. The most recent flood on record occurred on Apr 18, 2013.
Elgin has 4 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 3/5 on the normalized scale. Total property damage from tornadoes in this area is $300K. The most recent tornado was recorded on Jul 12, 2023.
The most damaging natural disaster on record for ZIP code 60123 was Flash Flood, which occurred on Jul 23, 2011. This event caused $20M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $37.9M in property damage in the Elgin, IL area (ZIP 60123). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →