Waterloo, IL (ZIP 62298) has experienced 156 recorded natural disaster events based on federal and state agency records. These include 117 hailstorms, 27 tornadoes, and 5 floods. Total documented property damage amounts to $13.7M. These events have resulted in 2 recorded deaths and 11 injuries.
The dominant hazard type for Waterloo is hailstorms, with 117 recorded events making up 75% of the area's disaster history. Hail-related events have caused a combined $20K in documented property damage. The most recent recorded hailstorm occurred on May 16, 2025.
There have been 27 recorded tornadoes in this area, representing 17% of all disaster events. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for tornado-related events here is 4/5 (severe). Tornado-related events have caused a combined $6.7M in documented property damage. The most recent recorded tornado occurred on Apr 20, 2025.
Waterloo has experienced 5 floods on record. Of these, 2 (40%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $6.2M in documented property damage. 2 fatalities have been attributed to floods in this area. The most recent recorded flood occurred on Apr 4, 2025.
Waterloo has experienced 5 severe wind events on record. The most recent recorded severe wind event occurred on Apr 20, 2025.
Waterloo has experienced 1 blizzard on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $750K in documented property damage. The most recent recorded blizzard occurred on Dec 1, 2006.
Waterloo has experienced 1 extreme heat event on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for heat-related events here is 5/5 (extreme). The most recent recorded extreme heat event occurred on Jul 18, 1999.
The most significant disaster event on record for Waterloo was EF1 Tornado on Apr 15, 1994, which caused $5M in property damage. Another major event was Flash Flood (Jul 1, 2015), causing $4M in damages. Flood on Dec 28, 2015 also caused significant damage ($2.2M).
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Based on federal and state records, ZIP code 62298 has experienced 156 natural disaster events. The hazard types affecting this area include hailstorms (117 events), tornadoes (27 events), floods (5 events), severe wind events (5 events), blizzard (1 event), and extreme heat event (1 event). The primary hazard is hailstorms, which account for 75% of all recorded events.
Hailstorms are the most frequently recorded hazard in Waterloo, IL, with 117 events documented. These events have caused a combined $20K in property damage.
Yes, Waterloo (ZIP 62298) has 5 recorded flood events. These floods have caused $6.2M in total property damage. The most recent flood on record occurred on Apr 4, 2025.
Waterloo has 27 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 4/5 on the normalized scale. Total property damage from tornadoes in this area is $6.7M. The most recent tornado was recorded on Apr 20, 2025.
The most damaging natural disaster on record for ZIP code 62298 was EF1 Tornado, which occurred on Apr 15, 1994. This event caused $5M in documented property damage. It was rated at severity level 2/5.
Natural disasters have caused a documented total of $13.7M in property damage in the Waterloo, IL area (ZIP 62298). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →