Saint Charles, MO (ZIP 63303) sits in one of the more disaster-active areas in the region, with 217 natural disaster events on record. These include 165 hailstorms, 17 severe wind events, and 14 tornadoes. Total documented property damage amounts to $521.4M. These events have resulted in 5 recorded deaths and 318 injuries.
Hailstorms represent the most common natural hazard in this area, accounting for 76% of all recorded events (165 total). Of these, 3 (2%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for hail-related events here is 5/5 (extreme). Hail-related events have caused a combined $204.1M in documented property damage. The most recent recorded hailstorm occurred on May 19, 2025.
There have been 17 recorded severe wind events in this area, representing 8% of all disaster events. Wind-related events have caused a combined $256K in documented property damage. The most recent recorded severe wind event occurred on Mar 14, 2025.
There have been 14 recorded tornadoes in this area, representing 6% of all disaster events. Of these, 4 (29%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for tornado-related events here is 5/5 (extreme). Tornado-related events have caused a combined $295.5M in documented property damage. 3 fatalities have been attributed to tornadoes in this area. The most recent recorded tornado occurred on Mar 14, 2025.
There have been 12 recorded extreme heat events in this area, representing 6% of all disaster events. Of these, 8 (67%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for heat-related events here is 5/5 (extreme). 2 fatalities have been attributed to extreme heat events in this area. The most recent recorded extreme heat event occurred on Jul 4, 2018.
Saint Charles has experienced 7 floods on record. Of these, 6 (86%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $1.5M in documented property damage. The most recent recorded flood occurred on Jun 4, 2025.
Saint Charles has experienced 2 blizzards on record. Of these, 2 (100%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $20.2M in documented property damage. The most recent recorded blizzard occurred on Jan 12, 2007.
The most significant disaster event on record for Saint Charles was EF4 Tornado on Apr 22, 2011, which caused $250M in property damage. Another major event was 2" Hail (Apr 10, 2001), causing $100M in damages. 1" Hail on Apr 10, 2001 also caused significant damage ($50M).
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Based on federal and state records, ZIP code 63303 has experienced 217 natural disaster events. The hazard types affecting this area include hailstorms (165 events), severe wind events (17 events), tornadoes (14 events), extreme heat events (12 events), floods (7 events), and blizzards (2 events). The primary hazard is hailstorms, which account for 76% of all recorded events.
Hailstorms are the most frequently recorded hazard in Saint Charles, MO, with 165 events documented. These events have caused a combined $204.1M in property damage.
Yes, Saint Charles (ZIP 63303) has 7 recorded flood events. These floods have caused $1.5M in total property damage. The most recent flood on record occurred on Jun 4, 2025.
Saint Charles has 14 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 5/5 on the normalized scale. Total property damage from tornadoes in this area is $295.5M. The most recent tornado was recorded on Mar 14, 2025.
The most damaging natural disaster on record for ZIP code 63303 was EF4 Tornado, which occurred on Apr 22, 2011. This event caused $250M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $521.4M in property damage in the Saint Charles, MO area (ZIP 63303). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →