Government records show 255 natural disaster events affecting the Elgin, OK area (ZIP 73538) — a notably active disaster history. These include 207 hailstorms, 20 tornadoes, and 12 severe wind events. Total documented property damage amounts to $4.5M. These events have resulted in 3 recorded deaths and 14 injuries.
With 207 recorded incidents (81% of all events), hailstorms are the leading natural hazard for this ZIP code. Of these, 9 (4%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for hail-related events here is 5/5 (extreme). Hail-related events have caused a combined $30K in documented property damage. The most recent recorded hailstorm occurred on Aug 11, 2025.
There have been 20 recorded tornadoes in this area, representing 8% of all disaster events. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for tornado-related events here is 4/5 (severe). Tornado-related events have caused a combined $3.6M in documented property damage. The most recent recorded tornado occurred on Apr 29, 2016.
There have been 12 recorded severe wind events in this area, representing 5% of all disaster events. Wind-related events have caused a combined $55K in documented property damage. The most recent recorded severe wind event occurred on Aug 15, 2013.
Elgin has experienced 5 blizzards on record. Of these, 5 (100%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $671K in documented property damage. 1 fatality has been attributed to blizzards in this area. The most recent recorded blizzard occurred on Dec 27, 2015.
Elgin has experienced 5 floods on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for flood-related events here is 4/5 (severe). Flood-related events have caused a combined $85K in documented property damage. 1 fatality has been attributed to floods in this area. The most recent recorded flood occurred on Jul 10, 2021.
Elgin has experienced 2 earthquakes on record. The most recent recorded earthquake occurred on Feb 8, 2002.
The most significant disaster event on record for Elgin was EF2 Tornado on Feb 14, 1987, which caused $2.5M in property damage. Another major event was Ice Storm (Dec 27, 2015), causing $488K in damages.
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Based on federal and state records, ZIP code 73538 has experienced 255 natural disaster events. The hazard types affecting this area include hailstorms (207 events), tornadoes (20 events), severe wind events (12 events), blizzards (5 events), floods (5 events), earthquakes (2 events), extreme heat events (2 events), and wildfires (2 events). The primary hazard is hailstorms, which account for 81% of all recorded events.
Hailstorms are the most frequently recorded hazard in Elgin, OK, with 207 events documented. These events have caused a combined $30K in property damage.
Yes, Elgin (ZIP 73538) has 5 recorded flood events. These floods have caused $85K in total property damage. The most recent flood on record occurred on Jul 10, 2021.
Elgin has 20 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 4/5 on the normalized scale. Total property damage from tornadoes in this area is $3.6M. The most recent tornado was recorded on Apr 29, 2016.
The most damaging natural disaster on record for ZIP code 73538 was EF2 Tornado, which occurred on Feb 14, 1987. This event caused $2.5M in documented property damage. It was rated at severity level 3/5.
Natural disasters have caused a documented total of $4.5M in property damage in the Elgin, OK area (ZIP 73538). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →