ZIP code 74081, covering Terlton, OK, has 108 natural disaster events in the historical record. These include 72 hailstorms, 16 severe wind events, and 10 tornadoes. Total documented property damage amounts to $104M. These events have resulted in 7 recorded deaths and 88 injuries.
With 72 recorded incidents (67% of all events), hailstorms are the leading natural hazard for this ZIP code. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for hail-related events here is 5/5 (extreme). Hail-related events have caused a combined $210K in documented property damage. The most recent recorded hailstorm occurred on Nov 19, 2025.
There have been 16 recorded severe wind events in this area, representing 15% of all disaster events. Wind-related events have caused a combined $613K in documented property damage. 1 fatality has been attributed to severe wind events in this area. The most recent recorded severe wind event occurred on Jun 17, 2023.
Terlton has experienced 10 tornadoes on record. Of these, 7 (70%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for tornado-related events here is 5/5 (extreme). Tornado-related events have caused a combined $82.9M in documented property damage. 5 fatalities have been attributed to tornadoes in this area. The most recent recorded tornado occurred on Apr 26, 2016.
Terlton has experienced 4 floods on record. Of these, 3 (75%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 4/5 (severe). Flood-related events have caused a combined $90K in documented property damage. The most recent recorded flood occurred on Jun 7, 2021.
Terlton has experienced 3 wildfires on record. The most recent recorded wildfire occurred on Jan 13, 2025.
Terlton has experienced 2 blizzards on record. Of these, 2 (100%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $20.2M in documented property damage. The most recent recorded blizzard occurred on Dec 8, 2007.
The most significant disaster event on record for Terlton was EF4 Tornado on Apr 29, 1984, which caused $25M in property damage and was linked to 1 fatality. Another major event was EF4 Tornado (Apr 29, 1984), causing $25M in damages. EF4 Tornado on Apr 29, 1984 also caused significant damage ($25M).
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Based on federal and state records, ZIP code 74081 has experienced 108 natural disaster events. The hazard types affecting this area include hailstorms (72 events), severe wind events (16 events), tornadoes (10 events), floods (4 events), wildfires (3 events), blizzards (2 events), and extreme heat event (1 event). The primary hazard is hailstorms, which account for 67% of all recorded events.
Hailstorms are the most frequently recorded hazard in Terlton, OK, with 72 events documented. These events have caused a combined $210K in property damage.
Yes, Terlton (ZIP 74081) has 4 recorded flood events. These floods have caused $90K in total property damage. The most recent flood on record occurred on Jun 7, 2021.
Terlton has 10 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 5/5 on the normalized scale. Total property damage from tornadoes in this area is $82.9M. The most recent tornado was recorded on Apr 26, 2016.
The most damaging natural disaster on record for ZIP code 74081 was EF4 Tornado, which occurred on Apr 29, 1984. This event caused $25M in documented property damage. It resulted in 1 reported fatality. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $104M in property damage in the Terlton, OK area (ZIP 74081). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →