Chico, TX (ZIP 76431) has experienced 182 recorded natural disaster events based on federal and state agency records. These include 126 hailstorms, 17 tornadoes, and 16 blizzards. Total documented property damage amounts to $14.3M. These events have resulted in 4 recorded deaths and 17 injuries.
With 126 recorded incidents (69% of all events), hailstorms are the leading natural hazard for this ZIP code. Of these, 4 (3%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for hail-related events here is 5/5 (extreme). Hail-related events have caused a combined $740K in documented property damage. The most recent recorded hailstorm occurred on May 17, 2025.
There have been 17 recorded tornadoes in this area, representing 9% of all disaster events. Tornado-related events have caused a combined $1.8M in documented property damage. 2 fatalities have been attributed to tornadoes in this area. The most recent recorded tornado occurred on Apr 19, 2025.
There have been 16 recorded blizzards in this area, representing 9% of all disaster events. Of these, 9 (56%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $4.8M in documented property damage. The most recent recorded blizzard occurred on Feb 13, 2021.
There have been 12 recorded floods in this area, representing 7% of all disaster events. Of these, 5 (42%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $6M in documented property damage. The most recent recorded flood occurred on Nov 8, 2024.
Chico has experienced 10 severe wind events on record. Wind-related events have caused a combined $995K in documented property damage. The most recent recorded severe wind event occurred on Mar 4, 2025.
Chico has experienced 1 extreme heat event on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for heat-related events here is 4/5 (severe). 2 fatalities have been attributed to extreme heat events in this area. The most recent recorded extreme heat event occurred on Jul 1, 2011.
The most significant disaster event on record for Chico was Flash Flood on May 22, 2020, which caused $5M in property damage. Another major event was Winter Storm (Dec 5, 2013), causing $2M in damages. Heavy Snow on Feb 11, 2010 also caused significant damage ($2M).
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Based on federal and state records, ZIP code 76431 has experienced 182 natural disaster events. The hazard types affecting this area include hailstorms (126 events), tornadoes (17 events), blizzards (16 events), floods (12 events), severe wind events (10 events), and extreme heat event (1 event). The primary hazard is hailstorms, which account for 69% of all recorded events.
Hailstorms are the most frequently recorded hazard in Chico, TX, with 126 events documented. These events have caused a combined $740K in property damage.
Yes, Chico (ZIP 76431) has 12 recorded flood events. These floods have caused $6M in total property damage. The most recent flood on record occurred on Nov 8, 2024.
Chico has 17 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 3/5 on the normalized scale. Total property damage from tornadoes in this area is $1.8M. The most recent tornado was recorded on Apr 19, 2025.
The most damaging natural disaster on record for ZIP code 76431 was Flash Flood, which occurred on May 22, 2020. This event caused $5M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $14.3M in property damage in the Chico, TX area (ZIP 76431). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →