Elgin, TX (ZIP 78621) has experienced 69 recorded natural disaster events based on federal and state agency records. These include 48 hailstorms, 14 tornadoes, and 4 floods. Total documented property damage amounts to $13.1M. A total of 19 injuries have been reported across all events.
Hailstorms represent the most common natural hazard in this area, accounting for 70% of all recorded events (48 total). One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for hail-related events here is 5/5 (extreme). The most recent recorded hailstorm occurred on Dec 24, 2024.
There have been 14 recorded tornadoes in this area, representing 20% of all disaster events. Of these, 5 (36%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for tornado-related events here is 4/5 (severe). Tornado-related events have caused a combined $1.6M in documented property damage. The most recent recorded tornado occurred on Mar 21, 2022.
Elgin has experienced 4 floods on record. Of these, 2 (50%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $10.2M in documented property damage. The most recent recorded flood occurred on Oct 30, 2015.
Elgin has experienced 2 severe wind events on record. Wind-related events have caused a combined $100K in documented property damage. The most recent recorded severe wind event occurred on Jun 9, 2019.
Elgin has experienced 1 blizzard on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $1.2M in documented property damage. The most recent recorded blizzard occurred on Feb 1, 2023.
The most significant disaster event on record for Elgin was Flood on Oct 17, 1998, which caused $8.1M in property damage. Another major event was Flash Flood (Oct 30, 2015), causing $2.1M in damages. Winter Weather on Feb 1, 2023 also caused significant damage ($1.2M).
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Based on federal and state records, ZIP code 78621 has experienced 69 natural disaster events. The hazard types affecting this area include hailstorms (48 events), tornadoes (14 events), floods (4 events), severe wind events (2 events), and blizzard (1 event). The primary hazard is hailstorms, which account for 70% of all recorded events.
Hailstorms are the most frequently recorded hazard in Elgin, TX, with 48 events documented.
Yes, Elgin (ZIP 78621) has 4 recorded flood events. These floods have caused $10.2M in total property damage. The most recent flood on record occurred on Oct 30, 2015.
Elgin has 14 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 4/5 on the normalized scale. Total property damage from tornadoes in this area is $1.6M. The most recent tornado was recorded on Mar 21, 2022.
The most damaging natural disaster on record for ZIP code 78621 was Flood, which occurred on Oct 17, 1998. This event caused $8.1M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $13.1M in property damage in the Elgin, TX area (ZIP 78621). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →