Loveland, CO (ZIP 80538) sits in one of the more disaster-active areas in the region, with 294 natural disaster events on record. These include 239 hailstorms, 31 floods, and 12 tornadoes. Total documented property damage amounts to $2.5M. These events have resulted in 2 recorded deaths and 2 injuries.
Hailstorms represent the most common natural hazard in this area, accounting for 81% of all recorded events (239 total). Of these, 2 (1%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for hail-related events here is 5/5 (extreme). Hail-related events have caused a combined $500K in documented property damage. The most recent recorded hailstorm occurred on Jul 20, 2024.
There have been 31 recorded floods in this area, representing 11% of all disaster events. Of these, 15 (48%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $2M in documented property damage. 2 fatalities have been attributed to floods in this area. The most recent recorded flood occurred on Sep 14, 2023.
There have been 12 recorded tornadoes in this area, representing 4% of all disaster events. Tornado-related events have caused a combined $15K in documented property damage. The most recent recorded tornado occurred on Oct 4, 2004.
There have been 12 recorded wildfires in this area, representing 4% of all disaster events. Of these, 3 (25%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for wildfire-related events here is 5/5 (extreme). The most recent recorded wildfire occurred on Jan 15, 2025.
The most significant disaster event on record for Loveland was 1" Hail on Jul 20, 2024, which caused $500K in property damage. Another major event was Flash Flood (Jul 15, 2022), causing $350K in damages.
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Based on federal and state records, ZIP code 80538 has experienced 294 natural disaster events. The hazard types affecting this area include hailstorms (239 events), floods (31 events), tornadoes (12 events), and wildfires (12 events). The primary hazard is hailstorms, which account for 81% of all recorded events.
Hailstorms are the most frequently recorded hazard in Loveland, CO, with 239 events documented. These events have caused a combined $500K in property damage.
Yes, Loveland (ZIP 80538) has 31 recorded flood events. These floods have caused $2M in total property damage. The most recent flood on record occurred on Sep 14, 2023.
Loveland has 12 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 3/5 on the normalized scale. Total property damage from tornadoes in this area is $15K. The most recent tornado was recorded on Oct 4, 2004.
The most damaging natural disaster on record for ZIP code 80538 was 1" Hail, which occurred on Jul 20, 2024. This event caused $500K in documented property damage. It was rated at severity level 2/5.
Natural disasters have caused a documented total of $2.5M in property damage in the Loveland, CO area (ZIP 80538). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →