ZIP code 81071, covering Towner, CO, has 166 natural disaster events in the historical record. These include 137 hailstorms, 15 tornadoes, and 14 severe wind events. Total documented property damage amounts to $284.8K. A total of 1 injury has been reported across all events.
The dominant hazard type for Towner is hailstorms, with 137 recorded events making up 83% of the area's disaster history. Of these, 2 (1%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for hail-related events here is 5/5 (extreme). Hail-related events have caused a combined $20K in documented property damage. The most recent recorded hailstorm occurred on May 23, 2025.
There have been 15 recorded tornadoes in this area, representing 9% of all disaster events. Tornado-related events have caused a combined $134.8K in documented property damage. The most recent recorded tornado occurred on Apr 27, 2012.
There have been 14 recorded severe wind events in this area, representing 8% of all disaster events. Wind-related events have caused a combined $130K in documented property damage. The most recent recorded severe wind event occurred on Aug 9, 2025.
The most significant disaster event on record for Towner was 100 mph Thunderstorm Wind on Jul 15, 2016, which caused $70K in property damage.
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Based on federal and state records, ZIP code 81071 has experienced 166 natural disaster events. The hazard types affecting this area include hailstorms (137 events), tornadoes (15 events), and severe wind events (14 events). The primary hazard is hailstorms, which account for 83% of all recorded events.
Hailstorms are the most frequently recorded hazard in Towner, CO, with 137 events documented. These events have caused a combined $20K in property damage.
Towner has 15 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 3/5 on the normalized scale. Total property damage from tornadoes in this area is $134.8K. The most recent tornado was recorded on Apr 27, 2012.
The most damaging natural disaster on record for ZIP code 81071 was 100 mph Thunderstorm Wind, which occurred on Jul 15, 2016. This event caused $70K in documented property damage. It was rated at severity level 3/5.
Natural disasters have caused a documented total of $284.8K in property damage in the Towner, CO area (ZIP 81071). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →