Federal records document 61 natural disaster events in the Panama City, FL area (ZIP 32401). These include 32 tornadoes, 12 floods, and 11 hailstorms. Total documented property damage amounts to $47.7M. These events have resulted in 3 recorded deaths and 83 injuries.
Tornadoes represent the most common natural hazard in this area, accounting for 52% of all recorded events (32 total). Of these, 2 (6%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for tornado-related events here is 4/5 (severe). Tornado-related events have caused a combined $40.5M in documented property damage. 3 fatalities have been attributed to tornadoes in this area. The most recent recorded tornado occurred on Jan 9, 2024.
There have been 12 recorded floods in this area, representing 20% of all disaster events. Of these, 6 (50%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $2.2M in documented property damage. The most recent recorded flood occurred on Mar 18, 2022.
There have been 11 recorded hailstorms in this area, representing 18% of all disaster events. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for hail-related events here is 4/5 (severe). The most recent recorded hailstorm occurred on May 10, 2024.
Panama City has experienced 6 severe wind events on record. Wind-related events have caused a combined $5M in documented property damage. The most recent recorded severe wind event occurred on Jan 9, 2024.
The most significant disaster event on record for Panama City was EF3 Tornado on Jan 9, 2024, which caused $15.3M in property damage. Another major event was EF1 Tornado (Sep 15, 2004), causing $5M in damages. EF2 Tornado on Jan 9, 2024 also caused significant damage ($5M).
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Based on federal and state records, ZIP code 32401 has experienced 61 natural disaster events. The hazard types affecting this area include tornadoes (32 events), floods (12 events), hailstorms (11 events), and severe wind events (6 events). The primary hazard is tornadoes, which account for 52% of all recorded events.
Tornadoes are the most frequently recorded hazard in Panama City, FL, with 32 events documented. These events have caused a combined $40.5M in property damage.
Yes, Panama City (ZIP 32401) has 12 recorded flood events. These floods have caused $2.2M in total property damage. The most recent flood on record occurred on Mar 18, 2022.
Panama City has 32 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 4/5 on the normalized scale. Total property damage from tornadoes in this area is $40.5M. The most recent tornado was recorded on Jan 9, 2024.
The most damaging natural disaster on record for ZIP code 32401 was EF3 Tornado, which occurred on Jan 9, 2024. This event caused $15.3M in documented property damage. It was rated at severity level 4/5.
Natural disasters have caused a documented total of $47.7M in property damage in the Panama City, FL area (ZIP 32401). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →