Federal records document 51 natural disaster events in the Panama City, FL area (ZIP 32404). These include 20 hailstorms, 17 tornadoes, and 9 floods. Total documented property damage amounts to $11.2M. These events have resulted in 2 recorded deaths and 54 injuries.
Hailstorms represent the most common natural hazard in this area, accounting for 39% of all recorded events (20 total). The most recent recorded hailstorm occurred on May 10, 2024.
There have been 17 recorded tornadoes in this area, representing 33% of all disaster events. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for tornado-related events here is 4/5 (severe). Tornado-related events have caused a combined $9.8M in documented property damage. 2 fatalities have been attributed to tornadoes in this area. The most recent recorded tornado occurred on Jan 9, 2024.
Panama City has experienced 9 floods on record. Of these, 4 (44%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $1.3M in documented property damage. The most recent recorded flood occurred on Mar 18, 2022.
Panama City has experienced 5 severe wind events on record. The most recent recorded severe wind event occurred on Apr 27, 2023.
The most significant disaster event on record for Panama City was EF2 Tornado on Jan 9, 2024, which caused $5M in property damage. Another major event was EF3 Tornado (Dec 10, 1967), causing $2.5M in damages. Flood on Jul 2, 2003 also caused significant damage ($1M).
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Based on federal and state records, ZIP code 32404 has experienced 51 natural disaster events. The hazard types affecting this area include hailstorms (20 events), tornadoes (17 events), floods (9 events), and severe wind events (5 events). The primary hazard is hailstorms, which account for 39% of all recorded events.
Hailstorms are the most frequently recorded hazard in Panama City, FL, with 20 events documented.
Yes, Panama City (ZIP 32404) has 9 recorded flood events. These floods have caused $1.3M in total property damage. The most recent flood on record occurred on Mar 18, 2022.
Panama City has 17 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 4/5 on the normalized scale. Total property damage from tornadoes in this area is $9.8M. The most recent tornado was recorded on Jan 9, 2024.
The most damaging natural disaster on record for ZIP code 32404 was EF2 Tornado, which occurred on Jan 9, 2024. This event caused $5M in documented property damage. It was rated at severity level 3/5.
Natural disasters have caused a documented total of $11.2M in property damage in the Panama City, FL area (ZIP 32404). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →