Federal records document 126 natural disaster events in the Memphis, TN area (ZIP 38131). These include 45 hailstorms, 26 extreme heat events, and 15 floods. Total documented property damage amounts to $120M. These events have resulted in 89 recorded deaths and 255 injuries.
With 45 recorded incidents (36% of all events), hailstorms are the leading natural hazard for this ZIP code. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for hail-related events here is 4/5 (severe). Hail-related events have caused a combined $237.1K in documented property damage. The most recent recorded hailstorm occurred on Apr 2, 2025.
There have been 26 recorded extreme heat events in this area, representing 21% of all disaster events. Of these, 11 (42%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for heat-related events here is 5/5 (extreme). 65 fatalities have been attributed to extreme heat events in this area. The most recent recorded extreme heat event occurred on Jul 6, 2025.
There have been 15 recorded floods in this area, representing 12% of all disaster events. Of these, 3 (20%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $1.2M in documented property damage. 1 fatality has been attributed to floods in this area. The most recent recorded flood occurred on Sep 23, 2025.
There have been 15 recorded tornadoes in this area, representing 12% of all disaster events. Of these, 3 (20%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for tornado-related events here is 4/5 (severe). Tornado-related events have caused a combined $117.3M in documented property damage. 3 fatalities have been attributed to tornadoes in this area. The most recent recorded tornado occurred on Oct 21, 2019.
Memphis has experienced 10 blizzards on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for winter storm events here is 4/5 (severe). Winter storm events have caused a combined $30K in documented property damage. 1 fatality has been attributed to blizzards in this area. The most recent recorded blizzard occurred on Nov 13, 2014.
Memphis has experienced 8 severe wind events on record. Wind-related events have caused a combined $1.2M in documented property damage. 3 fatalities have been attributed to severe wind events in this area. The most recent recorded severe wind event occurred on Mar 31, 2023.
The most significant disaster event on record for Memphis was EF2 Tornado on Feb 5, 2008, which caused $100M in property damage and was linked to 3 fatalities. Another major event was EF1 Tornado (Nov 19, 1991), causing $2.5M in damages. EF2 Tornado on Aug 29, 1978 also caused significant damage ($2.5M).
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Based on federal and state records, ZIP code 38131 has experienced 126 natural disaster events. The hazard types affecting this area include hailstorms (45 events), extreme heat events (26 events), floods (15 events), tornadoes (15 events), blizzards (10 events), severe wind events (8 events), and extreme cold events (7 events). The primary hazard is hailstorms, which account for 36% of all recorded events.
Hailstorms are the most frequently recorded hazard in Memphis, TN, with 45 events documented. These events have caused a combined $237.1K in property damage.
Yes, Memphis (ZIP 38131) has 15 recorded flood events. These floods have caused $1.2M in total property damage. The most recent flood on record occurred on Sep 23, 2025.
Memphis has 15 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 4/5 on the normalized scale. Total property damage from tornadoes in this area is $117.3M. The most recent tornado was recorded on Oct 21, 2019.
The most damaging natural disaster on record for ZIP code 38131 was EF2 Tornado, which occurred on Feb 5, 2008. This event caused $100M in documented property damage. It resulted in 3 reported fatalities. It was rated at severity level 3/5.
Natural disasters have caused a documented total of $120M in property damage in the Memphis, TN area (ZIP 38131). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →