Federal records document 61 natural disaster events in the Bone Cave, TN area (ZIP 38581). These include 30 hailstorms, 9 floods, and 8 tornadoes. Total documented property damage amounts to $8.5M. A total of 8 injuries have been reported across all events.
Hailstorms represent the most common natural hazard in this area, accounting for 49% of all recorded events (30 total). Hail-related events have caused a combined $10K in documented property damage. The most recent recorded hailstorm occurred on May 20, 2025.
Bone Cave has experienced 9 floods on record. Of these, 3 (33%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 4/5 (severe). Flood-related events have caused a combined $109K in documented property damage. The most recent recorded flood occurred on Nov 28, 2011.
Bone Cave has experienced 8 tornadoes on record. Tornado-related events have caused a combined $763.5K in documented property damage. The most recent recorded tornado occurred on Jul 28, 2009.
Bone Cave has experienced 8 severe wind events on record. Wind-related events have caused a combined $4.1M in documented property damage. The most recent recorded severe wind event occurred on Aug 7, 2023.
Bone Cave has experienced 6 blizzards on record. Of these, 3 (50%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $3.5M in documented property damage. The most recent recorded blizzard occurred on Feb 20, 2015.
The most significant disaster event on record for Bone Cave was 96 mph Thunderstorm Wind on Mar 29, 2020, which caused $4M in property damage. Another major event was Winter Storm (Feb 20, 2015), causing $2M in damages. Winter Storm on Dec 24, 1998 also caused significant damage ($1.5M).
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Based on federal and state records, ZIP code 38581 has experienced 61 natural disaster events. The hazard types affecting this area include hailstorms (30 events), floods (9 events), tornadoes (8 events), severe wind events (8 events), and blizzards (6 events). The primary hazard is hailstorms, which account for 49% of all recorded events.
Hailstorms are the most frequently recorded hazard in Bone Cave, TN, with 30 events documented. These events have caused a combined $10K in property damage.
Yes, Bone Cave (ZIP 38581) has 9 recorded flood events. These floods have caused $109K in total property damage. The most recent flood on record occurred on Nov 28, 2011.
Bone Cave has 8 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 3/5 on the normalized scale. Total property damage from tornadoes in this area is $763.5K. The most recent tornado was recorded on Jul 28, 2009.
The most damaging natural disaster on record for ZIP code 38581 was 96 mph Thunderstorm Wind, which occurred on Mar 29, 2020. This event caused $4M in documented property damage. It was rated at severity level 3/5.
Natural disasters have caused a documented total of $8.5M in property damage in the Bone Cave, TN area (ZIP 38581). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →