ZIP code 38585, covering Spencer, TN, has 64 natural disaster events in the historical record. These include 32 hailstorms, 13 floods, and 10 tornadoes. Total documented property damage amounts to $9.9M. These events have resulted in 1 recorded death and 23 injuries.
With 32 recorded incidents (50% of all events), hailstorms are the leading natural hazard for this ZIP code. Hail-related events have caused a combined $17K in documented property damage. The most recent recorded hailstorm occurred on May 20, 2025.
There have been 13 recorded floods in this area, representing 20% of all disaster events. Of these, 5 (38%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $991K in documented property damage. 1 fatality has been attributed to floods in this area. The most recent recorded flood occurred on Oct 6, 2021.
Spencer has experienced 10 tornadoes on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for tornado-related events here is 4/5 (severe). Tornado-related events have caused a combined $3.3M in documented property damage. The most recent recorded tornado occurred on Apr 28, 2014.
Spencer has experienced 6 severe wind events on record. Wind-related events have caused a combined $590K in documented property damage. The most recent recorded severe wind event occurred on May 23, 2024.
Spencer has experienced 2 blizzards on record. Of these, 2 (100%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $5M in documented property damage. The most recent recorded blizzard occurred on Feb 20, 2015.
Spencer has experienced 1 earthquake on record. The most recent recorded earthquake occurred on Jun 19, 2007.
The most significant disaster event on record for Spencer was Winter Storm on Feb 20, 2015, which caused $5M in property damage. Another major event was EF3 Tornado (May 18, 1995), causing $2M in damages. Flash Flood on Feb 23, 2019 also caused significant damage ($850K).
Explore disaster history for adjacent areas
Based on federal and state records, ZIP code 38585 has experienced 64 natural disaster events. The hazard types affecting this area include hailstorms (32 events), floods (13 events), tornadoes (10 events), severe wind events (6 events), blizzards (2 events), and earthquake (1 event). The primary hazard is hailstorms, which account for 50% of all recorded events.
Hailstorms are the most frequently recorded hazard in Spencer, TN, with 32 events documented. These events have caused a combined $17K in property damage.
Yes, Spencer (ZIP 38585) has 13 recorded flood events. These floods have caused $991K in total property damage. The most recent flood on record occurred on Oct 6, 2021.
Spencer has 10 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 4/5 on the normalized scale. Total property damage from tornadoes in this area is $3.3M. The most recent tornado was recorded on Apr 28, 2014.
The most damaging natural disaster on record for ZIP code 38585 was Winter Storm, which occurred on Feb 20, 2015. This event caused $5M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $9.9M in property damage in the Spencer, TN area (ZIP 38585). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →