ZIP code 46205, covering Indianapolis, IN, has 178 natural disaster events in the historical record. These include 78 hailstorms, 66 floods, and 18 tornadoes. Total documented property damage amounts to $56.8M. These events have resulted in 10 recorded deaths and 130 injuries.
The dominant hazard type for Indianapolis is hailstorms, with 78 recorded events making up 44% of the area's disaster history. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for hail-related events here is 4/5 (severe). The most recent recorded hailstorm occurred on Jul 17, 2023.
Floods account for 37% of the disaster record here, with 66 events documented. Of these, 12 (18%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $17M in documented property damage. 2 fatalities have been attributed to floods in this area. The most recent recorded flood occurred on Apr 2, 2025.
There have been 18 recorded tornadoes in this area, representing 10% of all disaster events. Of these, 4 (22%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for tornado-related events here is 5/5 (extreme). Tornado-related events have caused a combined $37.7M in documented property damage. The most recent recorded tornado occurred on May 30, 2015.
There have been 12 recorded blizzards in this area, representing 7% of all disaster events. Of these, 8 (67%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $2.1M in documented property damage. 7 fatalities have been attributed to blizzards in this area. The most recent recorded blizzard occurred on Nov 10, 2025.
Indianapolis has experienced 3 severe wind events on record. Wind-related events have caused a combined $20K in documented property damage. The most recent recorded severe wind event occurred on May 30, 2008.
Indianapolis has experienced 1 extreme heat event on record. 1 fatality has been attributed to extreme heat events in this area. The most recent recorded extreme heat event occurred on Jun 14, 2000.
The most significant disaster event on record for Indianapolis was EF2 Tornado on May 30, 2008, which caused $29M in property damage. Another major event was Flood (Jul 6, 2003), causing $10.6M in damages. EF3 Tornado on Nov 22, 1992 also caused significant damage ($2.5M).
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Based on federal and state records, ZIP code 46205 has experienced 178 natural disaster events. The hazard types affecting this area include hailstorms (78 events), floods (66 events), tornadoes (18 events), blizzards (12 events), severe wind events (3 events), and extreme heat event (1 event). The primary hazard is hailstorms, which account for 44% of all recorded events.
Hailstorms are the most frequently recorded hazard in Indianapolis, IN, with 78 events documented.
Yes, Indianapolis (ZIP 46205) has 66 recorded flood events. These floods have caused $17M in total property damage. The most recent flood on record occurred on Apr 2, 2025.
Indianapolis has 18 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 5/5 on the normalized scale. Total property damage from tornadoes in this area is $37.7M. The most recent tornado was recorded on May 30, 2015.
The most damaging natural disaster on record for ZIP code 46205 was EF2 Tornado, which occurred on May 30, 2008. This event caused $29M in documented property damage. It was rated at severity level 3/5.
Natural disasters have caused a documented total of $56.8M in property damage in the Indianapolis, IN area (ZIP 46205). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →