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46218 Indianapolis, IN — Natural Disaster History

📊 Disaster Profile: Indianapolis, IN (46218)

Indianapolis, IN (ZIP 46218) has experienced 181 recorded natural disaster events based on federal and state agency records. These include 89 hailstorms, 58 floods, and 18 tornadoes. Total documented property damage amounts to $56.7M. These events have resulted in 10 recorded deaths and 130 injuries.

⛈️ Hailstorms — Primary Hazard

Hailstorms represent the most common natural hazard in this area, accounting for 49% of all recorded events (89 total). One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for hail-related events here is 4/5 (severe). The most recent recorded hailstorm occurred on Jul 17, 2023.

🌊 Floods

Floods account for 32% of the disaster record here, with 58 events documented. Of these, 11 (19%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $16.9M in documented property damage. 2 fatalities have been attributed to floods in this area. The most recent recorded flood occurred on Apr 2, 2025.

🌪️ Tornadoes

There have been 18 recorded tornadoes in this area, representing 10% of all disaster events. Of these, 4 (22%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for tornado-related events here is 5/5 (extreme). Tornado-related events have caused a combined $37.7M in documented property damage. The most recent recorded tornado occurred on May 30, 2015.

❄️ Blizzards

There have been 12 recorded blizzards in this area, representing 7% of all disaster events. Of these, 8 (67%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $2.1M in documented property damage. 7 fatalities have been attributed to blizzards in this area. The most recent recorded blizzard occurred on Nov 10, 2025.

💨 Severe wind events

Indianapolis has experienced 3 severe wind events on record. Wind-related events have caused a combined $20K in documented property damage. The most recent recorded severe wind event occurred on May 30, 2008.

🥵 Extreme heat events

Indianapolis has experienced 1 extreme heat event on record. 1 fatality has been attributed to extreme heat events in this area. The most recent recorded extreme heat event occurred on Jun 14, 2000.

Notable Events

The most significant disaster event on record for Indianapolis was EF2 Tornado on May 30, 2008, which caused $29M in property damage. Another major event was Flood (Jul 6, 2003), causing $10.6M in damages. EF3 Tornado on Nov 22, 1992 also caused significant damage ($2.5M).

📍 Nearby ZIP Codes

Explore disaster history for adjacent areas

Frequently Asked Questions

What natural disasters have occurred in Indianapolis, IN (46218)?

Based on federal and state records, ZIP code 46218 has experienced 181 natural disaster events. The hazard types affecting this area include hailstorms (89 events), floods (58 events), tornadoes (18 events), blizzards (12 events), severe wind events (3 events), and extreme heat event (1 event). The primary hazard is hailstorms, which account for 49% of all recorded events.

What is the most common natural hazard in ZIP code 46218?

Hailstorms are the most frequently recorded hazard in Indianapolis, IN, with 89 events documented.

Is ZIP code 46218 (Indianapolis) prone to flooding?

Yes, Indianapolis (ZIP 46218) has 58 recorded flood events. These floods have caused $16.9M in total property damage. The most recent flood on record occurred on Apr 2, 2025.

Has Indianapolis (46218) ever been hit by a tornado?

Indianapolis has 18 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 5/5 on the normalized scale. Total property damage from tornadoes in this area is $37.7M. The most recent tornado was recorded on May 30, 2015.

What was the worst natural disaster in Indianapolis, IN?

The most damaging natural disaster on record for ZIP code 46218 was EF2 Tornado, which occurred on May 30, 2008. This event caused $29M in documented property damage. It was rated at severity level 3/5.

How much property damage have natural disasters caused in ZIP code 46218?

Natural disasters have caused a documented total of $56.7M in property damage in the Indianapolis, IN area (ZIP 46218). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.

Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →

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