Federal records document 105 natural disaster events in the Charter Oak, IA area (ZIP 51439). These include 39 hailstorms, 38 blizzards, and 13 floods. Total documented property damage amounts to $35.8M. A total of 2 injuries have been reported across all events.
The dominant hazard type for Charter Oak is hailstorms, with 39 recorded events making up 37% of the area's disaster history. Hail-related events have caused a combined $1.5M in documented property damage. The most recent recorded hailstorm occurred on Apr 19, 2023.
There have been 38 recorded blizzards in this area, representing 36% of all disaster events. Of these, 20 (53%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $4.8M in documented property damage. The most recent recorded blizzard occurred on Feb 1, 2015.
There have been 13 recorded floods in this area, representing 12% of all disaster events. Of these, 9 (69%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $21.7M in documented property damage. The most recent recorded flood occurred on Jun 1, 2019.
Charter Oak has experienced 7 tornadoes on record. Tornado-related events have caused a combined $747.5K in documented property damage. The most recent recorded tornado occurred on Apr 9, 2011.
Charter Oak has experienced 4 severe wind events on record. Wind-related events have caused a combined $2.6M in documented property damage. The most recent recorded severe wind event occurred on Aug 9, 2025.
Charter Oak has experienced 3 extreme cold events on record. Of these, 3 (100%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for cold-related events here is 5/5 (extreme). Cold-related events have caused a combined $4.3M in documented property damage. The most recent recorded extreme cold event occurred on Apr 11, 2012.
The most significant disaster event on record for Charter Oak was Flood on Jun 12, 2010, which caused $20M in property damage. Another major event was 79 mph Thunderstorm Wind (Jul 10, 2002), causing $2.5M in damages. Frost/Freeze on Oct 10, 2009 also caused significant damage ($2.5M).
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Based on federal and state records, ZIP code 51439 has experienced 105 natural disaster events. The hazard types affecting this area include hailstorms (39 events), blizzards (38 events), floods (13 events), tornadoes (7 events), severe wind events (4 events), extreme cold events (3 events), and extreme heat event (1 event). The primary hazard is hailstorms, which account for 37% of all recorded events.
Hailstorms are the most frequently recorded hazard in Charter Oak, IA, with 39 events documented. These events have caused a combined $1.5M in property damage.
Yes, Charter Oak (ZIP 51439) has 13 recorded flood events. These floods have caused $21.7M in total property damage. The most recent flood on record occurred on Jun 1, 2019.
Charter Oak has 7 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 3/5 on the normalized scale. Total property damage from tornadoes in this area is $747.5K. The most recent tornado was recorded on Apr 9, 2011.
The most damaging natural disaster on record for ZIP code 51439 was Flood, which occurred on Jun 12, 2010. This event caused $20M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $35.8M in property damage in the Charter Oak, IA area (ZIP 51439). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →