Dow City, IA (ZIP 51528) has experienced 106 recorded natural disaster events based on federal and state agency records. These include 42 hailstorms, 38 blizzards, and 10 floods. Total documented property damage amounts to $13.4M. A total of 3 injuries have been reported across all events.
With 42 recorded incidents (40% of all events), hailstorms are the leading natural hazard for this ZIP code. Hail-related events have caused a combined $437K in documented property damage. The most recent recorded hailstorm occurred on Apr 19, 2023.
There have been 38 recorded blizzards in this area, representing 36% of all disaster events. Of these, 20 (53%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for winter storm events here is 5/5 (extreme). Winter storm events have caused a combined $4.8M in documented property damage. The most recent recorded blizzard occurred on Feb 1, 2015.
Dow City has experienced 10 floods on record. Of these, 6 (60%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for flood-related events here is 5/5 (extreme). Flood-related events have caused a combined $563.5K in documented property damage. The most recent recorded flood occurred on May 19, 2013.
Dow City has experienced 7 tornadoes on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for tornado-related events here is 4/5 (severe). Tornado-related events have caused a combined $3.2M in documented property damage. The most recent recorded tornado occurred on Apr 26, 2024.
Dow City has experienced 5 severe wind events on record. Wind-related events have caused a combined $15K in documented property damage. The most recent recorded severe wind event occurred on Aug 9, 2025.
Dow City has experienced 3 extreme cold events on record. Of these, 3 (100%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for cold-related events here is 5/5 (extreme). Cold-related events have caused a combined $4.3M in documented property damage. The most recent recorded extreme cold event occurred on Apr 11, 2012.
The most significant disaster event on record for Dow City was Frost/Freeze on Oct 10, 2009, which caused $2.5M in property damage. Another major event was EF3 Tornado (Jun 16, 1992), causing $2.5M in damages. Ice Storm on Jan 20, 2010 also caused significant damage ($2M).
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Based on federal and state records, ZIP code 51528 has experienced 106 natural disaster events. The hazard types affecting this area include hailstorms (42 events), blizzards (38 events), floods (10 events), tornadoes (7 events), severe wind events (5 events), extreme cold events (3 events), and extreme heat event (1 event). The primary hazard is hailstorms, which account for 40% of all recorded events.
Hailstorms are the most frequently recorded hazard in Dow City, IA, with 42 events documented. These events have caused a combined $437K in property damage.
Yes, Dow City (ZIP 51528) has 10 recorded flood events. These floods have caused $563.5K in total property damage. The most recent flood on record occurred on May 19, 2013.
Dow City has 7 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 4/5 on the normalized scale. Total property damage from tornadoes in this area is $3.2M. The most recent tornado was recorded on Apr 26, 2024.
The most damaging natural disaster on record for ZIP code 51528 was Frost/Freeze, which occurred on Oct 10, 2009. This event caused $2.5M in documented property damage. It was rated at severity level 5/5.
Natural disasters have caused a documented total of $13.4M in property damage in the Dow City, IA area (ZIP 51528). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →