Clearwater, MN (ZIP 55320) has experienced 71 recorded natural disaster events based on federal and state agency records. These include 63 hailstorms, 6 tornadoes, and 1 flood. Total documented property damage amounts to $51.1M. These events have resulted in 1 recorded death and 13 injuries.
Hailstorms represent the most common natural hazard in this area, accounting for 89% of all recorded events (63 total). One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for hail-related events here is 4/5 (severe). Hail-related events have caused a combined $25M in documented property damage. The most recent recorded hailstorm occurred on Jul 18, 2025.
Clearwater has experienced 6 tornadoes on record. Tornado-related events have caused a combined $5M in documented property damage. 1 fatality has been attributed to tornadoes in this area. The most recent recorded tornado occurred on Jun 11, 2001.
Clearwater has experienced 1 flood on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for flood-related events here is 4/5 (severe). Flood-related events have caused a combined $100K in documented property damage. The most recent recorded flood occurred on Mar 23, 2009.
Clearwater has experienced 1 severe wind event on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for wind-related events here is 4/5 (severe). Wind-related events have caused a combined $21M in documented property damage. The most recent recorded severe wind event occurred on Jun 11, 2001.
The most significant disaster event on record for Clearwater was 1.5" Hail on Sep 21, 2005, which caused $25M in property damage. Another major event was 119 mph Thunderstorm Wind (Jun 11, 2001), causing $21M in damages. EF2 Tornado on Jul 22, 1967 also caused significant damage ($2.5M).
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Based on federal and state records, ZIP code 55320 has experienced 71 natural disaster events. The hazard types affecting this area include hailstorms (63 events), tornadoes (6 events), flood (1 event), and severe wind event (1 event). The primary hazard is hailstorms, which account for 89% of all recorded events.
Hailstorms are the most frequently recorded hazard in Clearwater, MN, with 63 events documented. These events have caused a combined $25M in property damage.
Yes, Clearwater (ZIP 55320) has 1 recorded flood event. These floods have caused $100K in total property damage. The most recent flood on record occurred on Mar 23, 2009.
Clearwater has 6 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 3/5 on the normalized scale. Total property damage from tornadoes in this area is $5M. The most recent tornado was recorded on Jun 11, 2001.
The most damaging natural disaster on record for ZIP code 55320 was 1.5" Hail, which occurred on Sep 21, 2005. This event caused $25M in documented property damage. It was rated at severity level 2/5.
Natural disasters have caused a documented total of $51.1M in property damage in the Clearwater, MN area (ZIP 55320). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →