Saint Cloud, MN (ZIP 56304) has experienced 121 recorded natural disaster events based on federal and state agency records. These include 104 hailstorms, 8 severe wind events, and 6 tornadoes. Total documented property damage amounts to $45.8M. These events have resulted in 4 recorded deaths and 50 injuries.
Hailstorms represent the most common natural hazard in this area, accounting for 86% of all recorded events (104 total). Of these, 4 (4%) were rated at severity level 4 or 5 — the most intense on the normalized scale. The highest recorded severity for hail-related events here is 5/5 (extreme). Hail-related events have caused a combined $15.4M in documented property damage. The most recent recorded hailstorm occurred on Jul 18, 2025.
Saint Cloud has experienced 8 severe wind events on record. Wind-related events have caused a combined $40K in documented property damage. The most recent recorded severe wind event occurred on Jul 11, 2008.
Saint Cloud has experienced 6 tornadoes on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for tornado-related events here is 4/5 (severe). Tornado-related events have caused a combined $30.3M in documented property damage. 3 fatalities have been attributed to tornadoes in this area. The most recent recorded tornado occurred on Oct 26, 1996.
Saint Cloud has experienced 2 floods on record. One event reached severity level 4 or 5 on the normalized scale. The highest recorded severity for flood-related events here is 4/5 (severe). Flood-related events have caused a combined $101K in documented property damage. The most recent recorded flood occurred on Jun 21, 2011.
Saint Cloud has experienced 1 blizzard on record. 1 fatality has been attributed to blizzards in this area. The most recent recorded blizzard occurred on Jan 17, 1996.
The most significant disaster event on record for Saint Cloud was EF3 Tornado on Sep 3, 1980, which caused $25M in property damage and was linked to 1 fatality. Another major event was 3.5" Hail (Jun 20, 2007), causing $7M in damages. 2.8" Hail on Aug 24, 2006 also caused significant damage ($5M).
Explore disaster history for adjacent areas
Based on federal and state records, ZIP code 56304 has experienced 121 natural disaster events. The hazard types affecting this area include hailstorms (104 events), severe wind events (8 events), tornadoes (6 events), floods (2 events), and blizzard (1 event). The primary hazard is hailstorms, which account for 86% of all recorded events.
Hailstorms are the most frequently recorded hazard in Saint Cloud, MN, with 104 events documented. These events have caused a combined $15.4M in property damage.
Yes, Saint Cloud (ZIP 56304) has 2 recorded flood events. These floods have caused $101K in total property damage. The most recent flood on record occurred on Jun 21, 2011.
Saint Cloud has 6 recorded tornado events in the historical record. The strongest tornado recorded reached severity level 4/5 on the normalized scale. Total property damage from tornadoes in this area is $30.3M. The most recent tornado was recorded on Oct 26, 1996.
The most damaging natural disaster on record for ZIP code 56304 was EF3 Tornado, which occurred on Sep 3, 1980. This event caused $25M in documented property damage. It resulted in 1 reported fatality. It was rated at severity level 4/5.
Natural disasters have caused a documented total of $45.8M in property damage in the Saint Cloud, MN area (ZIP 56304). This figure is based on historical records from FEMA, NOAA Storm Events Database, and USGS, and covers events from the 1950s through the present. Actual damages may be higher, as not all events have complete damage assessments.
Data sourced from FEMA (disaster declarations, NFIP flood claims), NOAA Storm Events Database, USGS Earthquake Hazards Program, and NIFC wildfire records. Historical coverage varies by source, with most records beginning in the 1950s–1970s. Full methodology →